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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,403 | $156,616+207.4% | $133,346+261.0% | $198,609+142.4% |
| Participation rate | 90.9% | 77.7%+13.2pp | 72.8%+18.1pp | 82.4%+8.5pp |
| Annual return | 13.20% | 44.25%-31.0pp | 36.85%-23.6pp | 202.70%-189.5pp |
| Employer contribution / active EE | $4,396 | $3,368+30.5% | $2,853+54.1% | $5,055-13.0% |
| Participant deferral / active EE | $4,043 | $4,920-17.8% | $4,332-6.7% | $6,977-42.1% |
| Admin fee / account holder | $5,701 | $17,468-67.4% | $14,264-60.0% | $19,030-70.0% |