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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,403 | $112,729+327.0% | $98,716+387.7% | $137,256+250.7% |
| Participation rate | 90.9% | 74.2%+16.7pp | 69.3%+21.6pp | 80.0%+10.9pp |
| Annual return | 13.20% | 38.48%-25.3pp | 31.81%-18.6pp | 220.34%-207.1pp |
| Employer contribution / active EE | $4,396 | $2,725+61.3% | $2,279+92.9% | $4,156+5.8% |
| Participant deferral / active EE | $4,043 | $4,640-12.9% | $4,048-0.1% | $6,407-36.9% |
| Admin fee / account holder | $5,701 | $10,129-43.7% | $8,703-34.5% | $12,270-53.5% |