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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,761 | $65,704+18.3% | $94,229-17.5% | $59,633+30.4% |
| Participation rate | 76.4% | 72.1%+4.2pp | 78.8%-2.4pp | 68.7%+7.7pp |
| Annual return | -2.71% | 5.22%-7.9pp | 10.68%-13.4pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $787 | $2,021-61.1% | $3,587-78.1% | $2,203-64.3% |
| Participant deferral / active EE | $3,309 | $3,143+5.3% | $4,320-23.4% | $3,192+3.7% |
| Admin fee / account holder | $7,914 | $4,265+85.6% | $6,269+26.2% | $4,297+84.2% |