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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,686 | $43,496-77.7% | $161,489-94.0% | $64,340-84.9% |
| Participation rate | 74.3% | 53.5%+20.8pp | 78.7%-4.4pp | 55.2%+19.0pp |
| Annual return | 16.04% | 20.76%-4.7pp | 89.72%-73.7pp | 24.14%-8.1pp |
| Employer contribution / active EE | $719 | $1,431-49.7% | $4,268-83.1% | $1,862-61.4% |
| Participant deferral / active EE | $1,131 | $1,996-43.3% | $5,630-79.9% | $2,980-62.0% |
| Admin fee / account holder | $1,322 | $2,330-43.3% | $16,006-91.7% | $3,703-64.3% |