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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,686 | $46,688-79.3% | $189,758-94.9% | $69,733-86.1% |
| Participation rate | 74.3% | 61.7%+12.6pp | 79.8%-5.5pp | 62.5%+11.8pp |
| Annual return | 16.04% | 14.35%+1.7pp | 52.62%-36.6pp | 15.22%+0.8pp |
| Employer contribution / active EE | $719 | $1,695-57.6% | $4,767-84.9% | $2,250-68.0% |
| Participant deferral / active EE | $1,131 | $2,143-47.2% | $5,856-80.7% | $3,054-63.0% |
| Admin fee / account holder | $1,322 | $1,700-22.3% | $20,388-93.5% | $3,102-57.4% |