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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,692 | $110,379-72.2% | $102,412-70.0% | $145,884-79.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.78% | 24.84%-11.1pp | 24.94%-11.2pp | 551.85%-538.1pp |
| Employer contribution / active EE | $2,170 | $4,216-48.5% | $3,870-43.9% | $4,662-53.5% |
| Participant deferral / active EE | $9,830 | $5,622+74.9% | $5,060+94.3% | $6,690+46.9% |
| Admin fee / account holder | $854 | $9,745-91.2% | $8,388-89.8% | $13,392-93.6% |