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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,042 | $110,379-83.7% | $102,412-82.4% | $145,884-87.6% |
| Participation rate | 86.7% | 77.9%+8.7pp | 74.5%+12.2pp | 80.3%+6.4pp |
| Annual return | 13.84% | 24.84%-11.0pp | 24.94%-11.1pp | 551.85%-538.0pp |
| Employer contribution / active EE | $3,134 | $4,216-25.7% | $3,870-19.0% | $4,662-32.8% |
| Participant deferral / active EE | $6,060 | $5,622+7.8% | $5,060+19.8% | $6,690-9.4% |
| Admin fee / account holder | $1,788 | $9,745-81.6% | $8,388-78.7% | $13,392-86.6% |