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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,203 | $29,319-95.9% | $52,425-97.7% | $82,448-98.5% |
| Participation rate | 51.4% | 46.9%+4.6pp | 55.6%-4.2pp | 68.1%-16.6pp |
| Annual return | 26.01% | 535.20%-509.2pp | 302.12%-276.1pp | 41.64%-15.6pp |
| Employer contribution / active EE | $153 | $586-73.9% | $914-83.2% | $2,551-94.0% |
| Participant deferral / active EE | $511 | $1,171-56.4% | $1,790-71.4% | $4,139-87.7% |
| Admin fee / account holder | $14 | $1,962-99.3% | $2,495-99.4% | $7,234-99.8% |