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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,929 | $76,785-71.4% | $56,441-61.1% | $145,959-85.0% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 8.49% | 3000.51%-2992.0pp | 1704.21%-1695.7pp | 561.95%-553.5pp |
| Employer contribution / active EE | $2,088 | $1,381+51.2% | $1,039+101.0% | $4,661-55.2% |
| Participant deferral / active EE | $3,597 | $2,624+37.1% | $1,953+84.2% | $6,689-46.2% |
| Admin fee / account holder | $15,129 | $3,334+353.8% | $2,829+434.7% | $13,398+12.9% |