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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,781 | $102,422-33.8% | $147,117-53.9% | $80,959-16.3% |
| Participation rate | 57.7% | 75.9%-18.2pp | 82.2%-24.5pp | 67.7%-10.0pp |
| Annual return | 17.64% | 135.16%-117.5pp | 420.54%-402.9pp | 35.67%-18.0pp |
| Employer contribution / active EE | $2,612 | $3,717-29.7% | $4,932-47.1% | $2,757-5.3% |
| Participant deferral / active EE | $4,753 | $6,652-28.5% | $8,065-41.1% | $4,300+10.5% |
| Admin fee / account holder | $17,408 | $7,953+118.9% | $12,993+34.0% | $6,925+151.4% |