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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,461 | $114,119-47.9% | $107,187-44.5% | $138,895-57.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.46% | 273.21%-255.7pp | 204.55%-187.1pp | 145.39%-127.9pp |
| Employer contribution / active EE | $3,980 | $4,059-1.9% | $3,782+5.2% | $4,194-5.1% |
| Participant deferral / active EE | $8,502 | $5,538+53.5% | $5,096+66.8% | $6,396+32.9% |
| Admin fee / account holder | $1,215 | $10,024-87.9% | $9,162-86.7% | $12,562-90.3% |