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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,093 | $183,539+129.4% | $155,556+170.7% | $145,897+188.6% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 12.63% | 61.31%-48.7pp | 64.84%-52.2pp | 552.29%-539.7pp |
| Employer contribution / active EE | $14,918 | $5,315+180.7% | $4,675+219.1% | $4,663+219.9% |
| Participant deferral / active EE | $1,767 | $6,467-72.7% | $5,631-68.6% | $6,689-73.6% |
| Admin fee / account holder | $3,330 | $19,275-82.7% | $15,885-79.0% | $13,390-75.1% |