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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,590 | $154,228+16.4% | $145,433+23.5% | $137,256+30.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.46% | 74.59%-61.1pp | 66.58%-53.1pp | 220.34%-206.9pp |
| Employer contribution / active EE | $2,339 | $4,804-51.3% | $4,554-48.6% | $4,156-43.7% |
| Participant deferral / active EE | $4,662 | $8,216-43.3% | $7,897-41.0% | $6,407-27.2% |
| Admin fee / account holder | $1,560 | $14,344-89.1% | $13,129-88.1% | $12,270-87.3% |