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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,673 | $160,070-49.0% | $147,117-44.5% | $145,897-44.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.24% | 98.69%-78.4pp | 420.54%-400.3pp | 552.29%-532.0pp |
| Employer contribution / active EE | $3,575 | $5,285-32.4% | $4,932-27.5% | $4,663-23.3% |
| Participant deferral / active EE | $3,214 | $8,419-61.8% | $8,065-60.1% | $6,689-51.9% |
| Admin fee / account holder | $693 | $15,035-95.4% | $12,993-94.7% | $13,390-94.8% |