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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,809 | $58,258+6.1% | $81,820-24.5% | $80,925-23.6% |
| Participation rate | 97.3% | 63.5%+33.8pp | 72.4%+24.9pp | 67.7%+29.6pp |
| Annual return | 16.68% | 41.76%-25.1pp | 777.93%-761.3pp | 35.65%-19.0pp |
| Employer contribution / active EE | $9,443 | $2,345+302.6% | $2,915+223.9% | $2,756+242.6% |
| Participant deferral / active EE | $5,210 | $3,284+58.7% | $4,323+20.5% | $4,299+21.2% |
| Admin fee / account holder | $11,241 | $4,976+125.9% | $7,391+52.1% | $6,940+62.0% |