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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,809 | $58,275+6.1% | $81,844-24.5% | $80,935-23.6% |
| Participation rate | 97.3% | 63.5%+33.8pp | 72.4%+24.9pp | 67.7%+29.6pp |
| Annual return | 16.68% | 41.82%-25.1pp | 778.87%-762.2pp | 35.66%-19.0pp |
| Employer contribution / active EE | $9,443 | $2,346+302.5% | $2,916+223.8% | $2,757+242.5% |
| Participant deferral / active EE | $5,210 | $3,285+58.6% | $4,323+20.5% | $4,299+21.2% |
| Admin fee / account holder | $11,241 | $4,749+136.7% | $7,355+52.8% | $6,924+62.3% |