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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,572 | $171,492-23.3% | $150,734-12.7% | $198,609-33.8% |
| Participation rate | 62.5% | 81.4%-18.9pp | 78.4%-15.9pp | 82.4%-19.9pp |
| Annual return | 14.69% | 804.70%-790.0pp | 600.81%-586.1pp | 202.70%-188.0pp |
| Employer contribution / active EE | $7,821 | $5,470+43.0% | $4,918+59.0% | $5,055+54.7% |
| Participant deferral / active EE | $3,875 | $6,259-38.1% | $5,610-30.9% | $6,977-44.5% |
| Admin fee / account holder | $12 | $17,628-99.9% | $14,905-99.9% | $19,030-99.9% |