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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,572 | $111,535+18.0% | $105,223+25.0% | $137,256-4.1% |
| Participation rate | 62.5% | 78.1%-15.6pp | 75.0%-12.5pp | 80.0%-17.5pp |
| Annual return | 14.69% | 237.85%-223.2pp | 180.65%-166.0pp | 220.34%-205.6pp |
| Employer contribution / active EE | $7,821 | $3,939+98.5% | $3,689+112.0% | $4,156+88.2% |
| Participant deferral / active EE | $3,875 | $5,500-29.5% | $5,072-23.6% | $6,407-39.5% |
| Admin fee / account holder | $12 | $9,721-99.9% | $8,859-99.9% | $12,270-99.9% |