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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,572 | $129,737+1.4% | $119,126+10.4% | $154,746-15.0% |
| Participation rate | 62.5% | 78.9%-16.4pp | 75.8%-13.3pp | 80.7%-18.2pp |
| Annual return | 14.69% | 379.08%-364.4pp | 282.11%-267.4pp | 172.34%-157.6pp |
| Employer contribution / active EE | $7,821 | $4,375+78.8% | $4,034+93.9% | $4,379+78.6% |
| Participant deferral / active EE | $3,875 | $5,842-33.7% | $5,318-27.1% | $6,730-42.4% |
| Admin fee / account holder | $12 | $11,961-99.9% | $10,693-99.9% | $14,365-99.9% |