Filed February 12, 2015
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
401K ADVISORS INC4 years Service code 15 · EIN 33-0905143 | Recordkeeping | $31,746 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $18,751 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,722 | $79,181+32.3% | $102,423+2.2% | $74,429+40.7% |
| Participation rate | 55.5% | 74.8%-19.3pp | 76.5%-21.0pp | 67.2%-11.7pp |
| Annual return | 15.00% | 54.97%-40.0pp | 29.42%-14.4pp | 1368.38%-1353.4pp |
| Employer contribution / active EE | $1,256 | $2,362-46.8% | $3,023-58.4% | $2,625-52.1% |
| Participant deferral / active EE | $3,608 | $4,416-18.3% | $5,054-28.6% | $4,348-17.0% |
| Admin fee / account holder | $385 | $2,002-80.7% | $9,455-95.9% | $1,944-80.2% |