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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,894 | $81,276+38.9% | $155,574-27.4% | $80,925+39.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.18% | 33.36%-23.2pp | 64.87%-54.7pp | 35.65%-25.5pp |
| Employer contribution / active EE | $6,488 | $3,103+109.1% | $4,676+38.8% | $2,756+135.4% |
| Participant deferral / active EE | $3,768 | $3,453+9.1% | $5,629-33.1% | $4,299-12.3% |
| Admin fee / account holder | $3,346 | $7,993-58.1% | $15,914-79.0% | $6,940-51.8% |