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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,515 | $174,379-30.9% | $152,093-20.8% | $138,895-13.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.03% | 74.86%-59.8pp | 66.36%-51.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $2,138 | $4,652-54.0% | $4,175-48.8% | $4,194-49.0% |
| Participant deferral / active EE | $3,861 | $6,159-37.3% | $5,451-29.2% | $6,396-39.6% |
| Admin fee / account holder | $746 | $16,880-95.6% | $14,497-94.9% | $12,562-94.1% |