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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,485 | $124,980-74.0% | $108,359-70.0% | $154,746-79.0% |
| Participation rate | 60.0% | 75.2%-15.2pp | 70.1%-10.1pp | 80.7%-20.7pp |
| Annual return | 17.90% | 45.00%-27.1pp | 36.89%-19.0pp | 172.34%-154.4pp |
| Employer contribution / active EE | $665 | $2,851-76.7% | $2,399-72.3% | $4,379-84.8% |
| Participant deferral / active EE | $1,709 | $4,743-64.0% | $4,137-58.7% | $6,730-74.6% |
| Admin fee / account holder | $300 | $11,502-97.4% | $9,741-96.9% | $14,365-97.9% |