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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,485 | $123,155-73.6% | $108,753-70.1% | $155,188-79.1% |
| Participation rate | 60.0% | 75.6%-15.6pp | 71.1%-11.1pp | 80.8%-20.8pp |
| Annual return | 17.90% | 44.73%-26.8pp | 37.47%-19.6pp | 148.84%-130.9pp |
| Employer contribution / active EE | $665 | $2,811-76.3% | $2,427-72.6% | $4,248-84.3% |
| Participant deferral / active EE | $1,709 | $4,623-63.0% | $4,115-58.5% | $6,531-73.8% |
| Admin fee / account holder | $300 | $12,126-97.5% | $10,320-97.1% | $14,480-97.9% |