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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,270 | $111,535-16.4% | $105,223-11.4% | $137,256-32.0% |
| Participation rate | 83.3% | 78.1%+5.2pp | 75.0%+8.3pp | 80.0%+3.4pp |
| Annual return | 13.04% | 237.85%-224.8pp | 180.65%-167.6pp | 220.34%-207.3pp |
| Employer contribution / active EE | $2,146 | $3,939-45.5% | $3,689-41.8% | $4,156-48.4% |
| Participant deferral / active EE | $1,178 | $5,500-78.6% | $5,072-76.8% | $6,407-81.6% |
| Admin fee / account holder | $2,273 | $9,721-76.6% | $8,859-74.3% | $12,270-81.5% |