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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,426 | $178,174-36.3% | $156,181-27.4% | $137,256-17.4% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.8%-8.8pp | 80.0%-10.0pp |
| Annual return | 17.61% | 84.19%-66.6pp | 64.87%-47.3pp | 220.34%-202.7pp |
| Employer contribution / active EE | $2,408 | $4,972-51.6% | $4,294-43.9% | $4,156-42.1% |
| Participant deferral / active EE | $5,417 | $6,888-21.4% | $6,132-11.7% | $6,407-15.4% |
| Admin fee / account holder | $3,174 | $17,404-81.8% | $14,586-78.2% | $12,270-74.1% |