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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,871 | $99,053+145.2% | $88,179+175.4% | $138,895+74.9% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.1%+10.9pp | 79.9%+0.1pp |
| Annual return | 12.04% | 78.17%-66.1pp | 64.97%-52.9pp | 145.39%-133.4pp |
| Employer contribution / active EE | $1,852 | $2,882-35.7% | $2,549-27.4% | $4,194-55.8% |
| Participant deferral / active EE | $5,526 | $5,225+5.8% | $4,614+19.8% | $6,396-13.6% |
| Admin fee / account holder | $2,903 | $8,748-66.8% | $7,673-62.2% | $12,562-76.9% |