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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,332 | $168,635+6.3% | $147,617+21.5% | $125,389+43.0% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.90% | 77.65%-82.5pp | 61.98%-66.9pp | 282.24%-287.1pp |
| Employer contribution / active EE | $5,813 | $6,252-7.0% | $5,564+4.5% | $4,866+19.5% |
| Participant deferral / active EE | $3,518 | $5,507-36.1% | $4,895-28.1% | $5,352-34.3% |
| Admin fee / account holder | $9,851 | $13,580-27.5% | $11,612-15.2% | $9,541+3.3% |