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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,946 | $81,276+4.5% | $155,574-45.4% | $80,925+5.0% |
| Participation rate | 96.6% | 66.2%+30.3pp | 78.2%+18.3pp | 67.7%+28.9pp |
| Annual return | 7.80% | 33.36%-25.6pp | 64.87%-57.1pp | 35.65%-27.9pp |
| Employer contribution / active EE | $6,760 | $3,103+117.9% | $4,676+44.6% | $2,756+145.3% |
| Participant deferral / active EE | $4,207 | $3,453+21.8% | $5,629-25.3% | $4,299-2.1% |
| Admin fee / account holder | $28,154 | $7,993+252.2% | $15,914+76.9% | $6,940+305.7% |