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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,946 | $81,358+4.4% | $155,556-45.4% | $80,959+4.9% |
| Participation rate | 96.6% | 66.3%+30.3pp | 78.2%+18.3pp | 67.7%+28.9pp |
| Annual return | 7.80% | 33.39%-25.6pp | 64.84%-57.0pp | 35.67%-27.9pp |
| Employer contribution / active EE | $6,760 | $3,106+117.6% | $4,675+44.6% | $2,757+145.2% |
| Participant deferral / active EE | $4,207 | $3,455+21.7% | $5,631-25.3% | $4,300-2.2% |
| Admin fee / account holder | $28,154 | $7,994+252.2% | $15,885+77.2% | $6,925+306.5% |