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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,946 | $81,233+4.6% | $155,567-45.4% | $80,874+5.0% |
| Participation rate | 96.6% | 66.2%+30.3pp | 78.2%+18.4pp | 67.6%+28.9pp |
| Annual return | 7.80% | 33.33%-25.5pp | 64.74%-56.9pp | 35.62%-27.8pp |
| Employer contribution / active EE | $6,760 | $3,101+118.0% | $4,674+44.6% | $2,756+145.3% |
| Participant deferral / active EE | $4,207 | $3,452+21.9% | $5,628-25.3% | $4,297-2.1% |
| Admin fee / account holder | $28,154 | $7,998+252.0% | $15,916+76.9% | $6,935+306.0% |