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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,993 | $102,393+58.2% | $147,041+10.2% | $80,911+100.2% |
| Participation rate | 92.3% | 75.9%+16.5pp | 82.2%+10.1pp | 67.6%+24.7pp |
| Annual return | 11.62% | 134.95%-123.3pp | 419.21%-407.6pp | 35.63%-24.0pp |
| Employer contribution / active EE | $5,307 | $3,715+42.8% | $4,935+7.5% | $2,756+92.6% |
| Participant deferral / active EE | $10,220 | $6,647+53.8% | $8,071+26.6% | $4,297+137.8% |
| Admin fee / account holder | $13,697 | $7,943+72.4% | $13,006+5.3% | $6,935+97.5% |