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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,993 | $102,385+58.2% | $147,080+10.1% | $80,935+100.2% |
| Participation rate | 92.3% | 75.9%+16.4pp | 82.2%+10.1pp | 67.7%+24.6pp |
| Annual return | 11.62% | 135.09%-123.5pp | 420.17%-408.6pp | 35.66%-24.0pp |
| Employer contribution / active EE | $5,307 | $3,717+42.8% | $4,933+7.6% | $2,757+92.5% |
| Participant deferral / active EE | $10,220 | $6,651+53.7% | $8,066+26.7% | $4,299+137.7% |
| Admin fee / account holder | $13,697 | $7,951+72.3% | $12,989+5.5% | $6,924+97.8% |