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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,634 | $211,239+137.9% | $178,528+181.5% | $145,877+244.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 9.31% | 30.22%-20.9pp | 27.11%-17.8pp | 551.28%-542.0pp |
| Employer contribution / active EE | $7,579 | $4,570+65.8% | $3,950+91.8% | $4,663+62.5% |
| Participant deferral / active EE | $12,765 | $6,963+83.3% | $6,278+103.3% | $6,691+90.8% |
| Admin fee / account holder | $1,766 | $12,095-85.4% | $10,419-83.0% | $13,402-86.8% |