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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,782 | $101,7520% | $164,928-38.3% | $80,911+25.8% |
| Participation rate | 51.5% | 71.8%-20.3pp | 78.6%-27.1pp | 67.6%-16.1pp |
| Annual return | 17.21% | 16.73%+0.5pp | 70.08%-52.9pp | 35.63%-18.4pp |
| Employer contribution / active EE | $1,343 | $2,953-54.5% | $4,343-69.1% | $2,756-51.3% |
| Participant deferral / active EE | $2,194 | $4,477-51.0% | $6,034-63.6% | $4,297-48.9% |
| Admin fee / account holder | $1,093 | $8,218-86.7% | $12,684-91.4% | $6,935-84.2% |