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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,347 | $81,476-68.9% | $102,383-75.2% | $80,925-68.7% |
| Participation rate | 89.3% | 66.8%+22.4pp | 74.5%+14.8pp | 67.7%+21.6pp |
| Annual return | 15.05% | 25.59%-10.5pp | 24.94%-9.9pp | 35.65%-20.6pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $3,870-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,211 | $3,871-68.7% | $5,060-76.1% | $4,299-71.8% |
| Admin fee / account holder | $49,355 | $6,717+634.7% | $8,391+488.2% | $6,940+611.2% |