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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,153 | $78,027+23.2% | $178,528-46.1% | $80,925+18.8% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 15.40% | 18.09%-2.7pp | 27.11%-11.7pp | 35.65%-20.3pp |
| Employer contribution / active EE | $2,030 | $2,281-11.0% | $3,950-48.6% | $2,756-26.3% |
| Participant deferral / active EE | $5,592 | $4,408+26.9% | $6,278-10.9% | $4,299+30.1% |
| Admin fee / account holder | $4,192 | $7,168-41.5% | $10,419-59.8% | $6,940-39.6% |