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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,722 | $61,125+504.9% | $94,057+293.1% | $87,485+322.6% |
| Participation rate | 83.9% | 64.1%+19.8pp | 73.3%+10.5pp | 68.9%+14.9pp |
| Annual return | 14.24% | 35.20%-21.0pp | 480.62%-466.4pp | 26.06%-11.8pp |
| Employer contribution / active EE | $3,807 | $2,136+78.2% | $2,933+29.8% | $2,596+46.6% |
| Participant deferral / active EE | $7,475 | $3,260+129.3% | $4,709+58.7% | $4,274+74.9% |
| Admin fee / account holder | $105,059 | $5,629+1766.5% | $7,244+1350.2% | $7,775+1251.3% |