Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,886 | $110,137-85.6% | $161,149-90.1% | $82,637-80.8% |
| Participation rate | 67.6% | 72.4%-4.7pp | 78.8%-11.2pp | 68.1%-0.4pp |
| Annual return | 15.28% | 20.69%-5.4pp | 21.16%-5.9pp | 53.51%-38.2pp |
| Employer contribution / active EE | $955 | $2,856-66.6% | $4,360-78.1% | $2,552-62.6% |
| Participant deferral / active EE | $1,618 | $4,575-64.6% | $6,153-73.7% | $4,126-60.8% |
| Admin fee / account holder | $3,415 | $9,467-63.9% | $15,194-77.5% | $7,339-53.5% |