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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,148 | $181,062+0.6% | $158,223+15.1% | $155,188+17.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 14.75% | 57.39%-42.6pp | 52.09%-37.3pp | 148.84%-134.1pp |
| Employer contribution / active EE | $751 | $4,565-83.6% | $4,109-81.7% | $4,248-82.3% |
| Participant deferral / active EE | $4,590 | $6,134-25.2% | $5,467-16.0% | $6,531-29.7% |
| Admin fee / account holder | $3,475 | $18,825-81.5% | $16,047-78.3% | $14,480-76.0% |