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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,073 | $81,457-1.7% | $103,378-22.5% | $80,911-1.0% |
| Participation rate | 79.4% | 66.8%+12.6pp | 74.5%+4.9pp | 67.6%+11.8pp |
| Annual return | 5.20% | 25.58%-20.4pp | 24.91%-19.7pp | 35.63%-30.4pp |
| Employer contribution / active EE | $1,102 | $3,107-64.5% | $3,870-71.5% | $2,756-60.0% |
| Participant deferral / active EE | $3,694 | $3,871-4.6% | $5,058-27.0% | $4,297-14.0% |
| Admin fee / account holder | $4,753 | $6,717-29.2% | $8,401-43.4% | $6,935-31.5% |