Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,883 | $77,574-75.7% | $108,753-82.6% | $86,983-78.3% |
| Participation rate | 45.9% | 62.3%-16.4pp | 71.1%-25.2pp | 69.5%-23.6pp |
| Annual return | 23.13% | 18.42%+4.7pp | 37.47%-14.3pp | 25.83%-2.7pp |
| Employer contribution / active EE | $1,159 | $1,611-28.1% | $2,427-52.2% | $2,584-55.2% |
| Participant deferral / active EE | $2,449 | $3,128-21.7% | $4,115-40.5% | $4,194-41.6% |
| Admin fee / account holder | $1,355 | $6,529-79.2% | $10,320-86.9% | $7,856-82.7% |