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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,183 | $155,555+176.5% | $146,866+192.9% | $155,188+177.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 15.26% | 115.41%-100.2pp | 102.85%-87.6pp | 148.84%-133.6pp |
| Employer contribution / active EE | $12,514 | $4,647+169.3% | $4,425+182.8% | $4,248+194.6% |
| Participant deferral / active EE | $11,027 | $8,044+37.1% | $7,759+42.1% | $6,531+68.8% |
| Admin fee / account holder | $15,247 | $14,755+3.3% | $13,620+11.9% | $14,480+5.3% |