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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,975 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,101 | $78,636+60.4% | $105,607+19.4% | $74,459+69.4% |
| Participation rate | 39.4% | 72.8%-33.3pp | 75.3%-35.8pp | 67.2%-27.8pp |
| Annual return | 14.88% | 15.96%-1.1pp | 116.11%-101.2pp | 1369.70%-1354.8pp |
| Employer contribution / active EE | $1,219 | $2,523-51.7% | $3,167-61.5% | $2,626-53.6% |
| Participant deferral / active EE | $2,258 | $4,322-47.8% | $5,011-54.9% | $4,350-48.1% |
| Admin fee / account holder | $445 | $2,220-79.9% | $10,958-95.9% | $1,945-77.1% |