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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,050 | $57,140+68.1% | $85,240+12.7% | $80,959+18.6% |
| Participation rate | 96.0% | 56.4%+39.6pp | 67.5%+28.5pp | 67.7%+28.3pp |
| Annual return | 16.53% | 21.71%-5.2pp | 66.75%-50.2pp | 35.67%-19.1pp |
| Employer contribution / active EE | $1,790 | $1,802-0.7% | $2,735-34.6% | $2,757-35.1% |
| Participant deferral / active EE | $3,323 | $3,115+6.7% | $4,527-26.6% | $4,300-22.7% |
| Admin fee / account holder | $5,367 | $4,992+7.5% | $6,165-12.9% | $6,925-22.5% |