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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,011 | $72,071-97.2% | $68,368-97.1% | $137,256-98.5% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | -22.68% | 353.14%-375.8pp | 292.57%-315.3pp | 220.34%-243.0pp |
| Employer contribution / active EE | $1,463 | $2,788-47.5% | $2,649-44.8% | $4,156-64.8% |
| Participant deferral / active EE | $1,889 | $4,410-57.2% | $4,123-54.2% | $6,407-70.5% |
| Admin fee / account holder | $2,739 | $5,336-48.7% | $5,150-46.8% | $12,270-77.7% |