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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $622,530 | $227,399+173.8% | $189,758+228.1% | $198,609+213.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 11.57% | 61.03%-49.5pp | 52.62%-41.1pp | 202.70%-191.1pp |
| Employer contribution / active EE | $15,475 | $5,526+180.0% | $4,767+224.7% | $5,055+206.1% |
| Participant deferral / active EE | $2,337 | $6,837-65.8% | $5,856-60.1% | $6,977-66.5% |
| Admin fee / account holder | $21,426 | $25,162-14.9% | $20,388+5.1% | $19,030+12.6% |