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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,910 | $94,031-31.0% | $115,768-43.9% | $82,448-21.3% |
| Participation rate | 76.8% | 70.4%+6.4pp | 74.4%+2.4pp | 68.1%+8.8pp |
| Annual return | 15.27% | 20.61%-5.3pp | 100.46%-85.2pp | 41.64%-26.4pp |
| Employer contribution / active EE | $557 | $2,323-76.0% | $2,940-81.0% | $2,551-78.2% |
| Participant deferral / active EE | $3,255 | $3,972-18.0% | $4,917-33.8% | $4,139-21.4% |
| Admin fee / account holder | $849 | $10,249-91.7% | $12,439-93.2% | $7,234-88.3% |