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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,660 | $155,555+8.4% | $146,866+14.8% | $155,188+8.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.79% | 115.41%-98.6pp | 102.85%-86.1pp | 148.84%-132.0pp |
| Employer contribution / active EE | $16,353 | $4,647+251.9% | $4,425+269.6% | $4,248+285.0% |
| Participant deferral / active EE | $12,181 | $8,044+51.4% | $7,759+57.0% | $6,531+86.5% |
| Admin fee / account holder | $2,350 | $14,755-84.1% | $13,620-82.7% | $14,480-83.8% |