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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,815 | $160,070-33.9% | $147,117-28.1% | $145,897-27.5% |
| Participation rate | 64.3% | 84.0%-19.7pp | 82.2%-17.9pp | 80.3%-16.0pp |
| Annual return | 12.43% | 98.69%-86.3pp | 420.54%-408.1pp | 552.29%-539.9pp |
| Employer contribution / active EE | $2,411 | $5,285-54.4% | $4,932-51.1% | $4,663-48.3% |
| Participant deferral / active EE | $5,503 | $8,419-34.6% | $8,065-31.8% | $6,689-17.7% |
| Admin fee / account holder | $1,759 | $15,035-88.3% | $12,993-86.5% | $13,390-86.9% |