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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,815 | $160,040-33.9% | $147,096-28.1% | $145,877-27.5% |
| Participation rate | 64.3% | 84.0%-19.7pp | 82.2%-17.9pp | 80.3%-16.0pp |
| Annual return | 12.43% | 98.49%-86.1pp | 419.75%-407.3pp | 551.28%-538.9pp |
| Employer contribution / active EE | $2,411 | $5,289-54.4% | $4,936-51.2% | $4,663-48.3% |
| Participant deferral / active EE | $5,503 | $8,429-34.7% | $8,071-31.8% | $6,691-17.7% |
| Admin fee / account holder | $1,759 | $15,050-88.3% | $13,005-86.5% | $13,402-86.9% |