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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,220 | $86,938+90.0% | $102,423+61.3% | $80,925+104.2% |
| Participation rate | 52.7% | 72.4%-19.7pp | 76.5%-23.8pp | 67.7%-14.9pp |
| Annual return | 16.56% | 18.89%-2.3pp | 29.42%-12.9pp | 35.65%-19.1pp |
| Employer contribution / active EE | $2,418 | $2,369+2.1% | $3,023-20.0% | $2,756-12.3% |
| Participant deferral / active EE | $4,725 | $4,120+14.7% | $5,054-6.5% | $4,299+9.9% |
| Admin fee / account holder | $7,525 | $8,053-6.5% | $9,455-20.4% | $6,940+8.4% |