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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,220 | $86,949+90.0% | $102,460+61.3% | $80,959+104.1% |
| Participation rate | 52.7% | 72.4%-19.7pp | 76.5%-23.8pp | 67.7%-14.9pp |
| Annual return | 16.56% | 18.89%-2.3pp | 29.47%-12.9pp | 35.67%-19.1pp |
| Employer contribution / active EE | $2,418 | $2,370+2.1% | $3,025-20.1% | $2,757-12.3% |
| Participant deferral / active EE | $4,725 | $4,121+14.7% | $5,056-6.5% | $4,300+9.9% |
| Admin fee / account holder | $7,525 | $8,048-6.5% | $9,460-20.5% | $6,925+8.7% |