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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,261 | $160,070+100.1% | $147,117+117.7% | $145,897+119.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | -0.07% | 98.69%-98.8pp | 420.54%-420.6pp | 552.29%-552.4pp |
| Employer contribution / active EE | $10,482 | $5,285+98.3% | $4,932+112.5% | $4,663+124.8% |
| Participant deferral / active EE | $12,950 | $8,419+53.8% | $8,065+60.6% | $6,689+93.6% |
| Admin fee / account holder | $46,657 | $15,035+210.3% | $12,993+259.1% | $13,390+248.4% |