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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,419 | $52,353-76.3% | $120,225-89.7% | $82,448-84.9% |
| Participation rate | 32.0% | 58.3%-26.3pp | 69.6%-37.6pp | 68.1%-36.1pp |
| Annual return | 84.34% | 61.85%+22.5pp | 439.23%-354.9pp | 41.64%+42.7pp |
| Employer contribution / active EE | $215 | $1,510-85.8% | $3,475-93.8% | $2,551-91.6% |
| Participant deferral / active EE | $683 | $2,627-74.0% | $3,999-82.9% | $4,139-83.5% |
| Admin fee / account holder | $99 | $4,363-97.7% | $5,696-98.3% | $7,234-98.6% |