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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,996 | $166,268-53.1% | $165,100-52.8% | $145,897-46.5% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 13.00% | 100.52%-87.5pp | 70.21%-57.2pp | 552.29%-539.3pp |
| Employer contribution / active EE | $2,427 | $5,284-54.1% | $4,348-44.2% | $4,663-47.9% |
| Participant deferral / active EE | $8,735 | $6,964+25.4% | $6,035+44.7% | $6,689+30.6% |
| Admin fee / account holder | $1,279 | $16,659-92.3% | $12,696-89.9% | $13,390-90.4% |