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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,454 | $94,031+190.8% | $115,768+136.2% | $82,448+231.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 13.46% | 20.61%-7.1pp | 100.46%-87.0pp | 41.64%-28.2pp |
| Employer contribution / active EE | $7,707 | $2,323+231.7% | $2,940+162.2% | $2,551+202.1% |
| Participant deferral / active EE | $8,931 | $3,972+124.9% | $4,917+81.6% | $4,139+115.8% |
| Admin fee / account holder | $21,991 | $10,249+114.6% | $12,439+76.8% | $7,234+204.0% |