Retirement plan

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF ST. MARTIN, IBERIA, LAFAYETTE COMMUNITY ACTION AGENCY, INC.

Name: ST. MARTIN, IBERIA, LAFAYETTE - 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF ST. MARTIN, IBERIA, LAFAYETTE COMMUNITY ACTION AGENCY, INC. (2025) Form 5500
Creator: ST. MARTIN, IBERIA, LAFAYETTE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF ST. MARTIN, IBERIA, LAFAYETTE COMMUNITY ACTION AGENCY, INC., ST. MARTIN, IBERIA, LAFAYETTE

ST. MARTIN, IBERIA, LAFAYETTEEIN 72-0648848Plan #001PY 2025

PO BOX 3343 - LAFAYETTE, LA 705023343337-234-3272

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$817K

-4.2% from 2024

Total participants

-3.8% from 2024

Average account balance

No prior year

Annual return

6.44%

-3.60 pp from 2024

Benchmarks

See 9,624 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort9,624 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$817K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$33K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$51K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.44%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$142K

$5917 / participant

Other / not subdivided$142K100.0%

% of EOY assets

17.373%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$157,829-100.0%

$136,867-100.0%

$198,609-100.0%

Participation rate

0.0%

77.2%-77.2pp

74.5%-74.5pp

82.4%-82.4pp

Annual return

6.44%

51.25%-44.8pp

42.97%-36.5pp

202.70%-196.3pp

Employer contribution / active EE

$1,554

$3,923-60.4%

$3,547-56.2%

$5,055-69.3%

Participant deferral / active EE

$562

$5,463-89.7%

$4,924-88.6%

$6,977-91.9%

Admin fee / account holder

$11,107-100.0%

$10,340-100.0%

$19,030-100.0%

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF ST. MARTIN, IBERIA, LAFAYETTE COMMUNITY ACTION AGENCY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF ST. MARTIN, IBERIA, LAFAYETTE COMMUNITY ACTION AGENCY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion