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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,836 | $55,902+125.1% | $76,030+65.5% | $80,959+55.4% |
| Participation rate | 61.3% | 62.1%-0.8pp | 69.1%-7.8pp | 67.7%-6.4pp |
| Annual return | 10.97% | 20.59%-9.6pp | 361.54%-350.6pp | 35.67%-24.7pp |
| Employer contribution / active EE | $0 | $1,867-100.0% | $2,688-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,241 | $3,051+6.2% | $4,257-23.9% | $4,300-24.6% |
| Admin fee / account holder | $5,368 | $5,239+2.4% | $6,421-16.4% | $6,925-22.5% |