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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,572 | $62,086+52.3% | $90,259+4.8% | $64,340+47.0% |
| Participation rate | 62.2% | 53.9%+8.3pp | 70.7%-8.6pp | 55.2%+6.9pp |
| Annual return | 12.31% | 16.73%-4.4pp | 18.88%-6.6pp | 24.14%-11.8pp |
| Employer contribution / active EE | $422 | $1,883-77.6% | $2,291-81.6% | $1,862-77.3% |
| Participant deferral / active EE | $2,576 | $2,557+0.7% | $3,827-32.7% | $2,980-13.6% |
| Admin fee / account holder | $3,703 | $3,317+11.6% | $7,267-49.0% | $3,7030% |