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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $82,640 |
REGIONS BANK6+ years Service code 16 · EIN 63-0371391 | Consulting | $20,000 |
MATRIX TRUST COMPANY4 years Service code 18 · EIN 75-3182674 | Custodial (securities); Trustee (dire... | $0 |
MATRIX TRUST COMPANY4 years Filed as: MSCS FS DIV OF BROADRIDGE BPO, LLC Service code 59 · EIN 33-1151291 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,349 | $81,301-60.2% | $76,030-57.5% | $200,096-83.8% |
| Participation rate | 45.1% | 70.1%-24.9pp | 69.1%-23.9pp | 72.0%-26.9pp |
| Annual return | 15.95% | 16.31%-0.4pp | 361.54%-345.6pp | 34.26%-18.3pp |
| Employer contribution / active EE | $1,031 | $3,352-69.2% | $2,688-61.6% | $3,038-66.1% |
| Participant deferral / active EE | $2,941 | $4,721-37.7% | $4,257-30.9% | $5,090-42.2% |
| Admin fee / account holder | $38 | $145-73.5% | $6,421-99.4% | $269-85.7% |